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Try to keep your car in a garage. When you're not using your car, there is no reason to leave it parked on the side of the street, open to theft and vandalism. If you live in an apartment building that offers parking garage space, utilize that space! If you live near a private garage service, inquire about purchasing a space for your car. The extra money you may spend in parking space rent will probably pale in comparison to the cost of repairs should your car be burglarized, vandalized, or stolen.

Lower your coverage. Insurance agents secretly admit that people usually get sued according to policy limits. You'll be sued for more if your limit is a million than if it's a hundred thousand. A judgment beyond the policy limits is a scary thought, but this can happen no matter what your limits are. If you don't have many assets or much money in the bank, consider lowering your coverage to save money. Get quotes first, of course, to see how much you'll save.

Add your teen driver to your own car insurance policy. There is no reason to purchase a completely separate car insurance policy for your teen driver when you can add him or her to your own car insurance policy. This alone will save you money, and you may even be able to get a multi-policy discount, too. Ask your own car insurance agent.

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Keep your driving track record clean. Easier said than done, no doubt, but it really pays in the long run. If you have a few accidents to your credit, chances are that you may have to empty your pockets a little more to have your car insured. This is the auto insurers' way of hedging the risk from your bad driving and safeguarding themselves from a possible claim in the near future.

Let your insurance company know if you are also working while attending school. If you work close to your home and use your car primarily to go to and from your workplace, your insurance company will generally offer a discount. Students who live close to their school or college and generally don't drive much may be eligible for a "low-mileage" discount.

Any teen that is just beginning to drive should concentrate on safe driving with no accidents for at least a year or two and then contact their insurance company to inquire about lower rates. Try to set a good example for your teen if he or she is in the car when you are driving - no tailgating, speeding or reckless driving.

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Girl, 17, charged in fatal accident
A 17-year-old Fort Gratiot girl has been charged with negligent homicide for a fatal Feb. 8 car accident. St. Clair County Prosecutor Mike Wendling said the sheriff department signed a warrant Thursday for Abigail Sheldon. She is expected to turn herself
No bail for dad charged with DUI
DUI case, in which he was convicted of driving under the influence with his 6-year-old son in the car. Day said Schuldt told the court orally and in writing that he regretted his actions in the 2009 case and had seen the error of his ways after his son
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s yellow carpeting. It still is used for weddings and funerals. Many fundraisers are planned, including an antique car show in June, an ice cream social in August, a dinner and maybe bus trips to Detroit Tigers games. No dates have been set
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not moving for you,' he said. 'They're unlikely to move for you if you're in a car, let alone if you're on a bicycle.' Nash said potential cyclists should approach a late-winter bike trip in Yellowstone National Park like a long day hike or even an
Home renos help bolster retail sales
Extract not available.
10The Models - Out of Mind, OutRelease
werent essential in writing this one but you cant help rockin about even if youre sitting in your car. Hooky as hell, it sent them straight into the indulged royalty stratosphere disarming any judgement they sold out in any way because really, it rocks.
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Cut cleaning costs
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Responding to The New England Journal of Medicine -- By: NRO Staff
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the stadium and then cheered on staff members taking part in a 60-metre sprint in the East Stand car park. | Submit Comments| PrintWhat's this? Email
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Girl, 17, charged in fatal accident
A 17-year-old Fort Gratiot girl has been charged with negligent homicide for a fatal Feb. 8 car accident. St. Clair County Prosecutor Mike Wendling said the sheriff department signed a warrant Thursday for Abigail Sheldon. She is expected to turn herself
No bail for dad charged with DUI
DUI case, in which he was convicted of driving under the influence with his 6-year-old son in the car. Day said Schuldt told the court orally and in writing that he regretted his actions in the 2009 case and had seen the error of his ways after his son
Cemetery getting new life
s yellow carpeting. It still is used for weddings and funerals. Many fundraisers are planned, including an antique car show in June, an ice cream social in August, a dinner and maybe bus trips to Detroit Tigers games. No dates have been set
Stretch of Yellowstone road open to bicyclists
not moving for you,' he said. 'They're unlikely to move for you if you're in a car, let alone if you're on a bicycle.' Nash said potential cyclists should approach a late-winter bike trip in Yellowstone National Park like a long day hike or even an
Home renos help bolster retail sales
Extract not available.
10The Models - Out of Mind, OutRelease
werent essential in writing this one but you cant help rockin about even if youre sitting in your car. Hooky as hell, it sent them straight into the indulged royalty stratosphere disarming any judgement they sold out in any way because really, it rocks.
No contract winners
might find fault in the teacher union?s unwillingness to offer concessions on the incremental raises or on health insurance. FWCS spent almost $40 million on health care coverage last year. Companies everywhere are restructuring health plans to keep
Web Cheers & Jeers
to pay, imagine my surprise when the employee at the informed me that the woman in the silver car ahead of me had already paid for my breakfast. I asked her to repeat that, and she told me again that, yes, the woman ahead of me bought my breakfast
Budget-friendly Spring Break trips
of a week. For those with little kids, there?s the added benefit of less time in the car
US 33 wreck (694)
U.S. 33 when Blaine went off the right side of the road, with the nose of the car striking a ditch. The vehicle spun, hit a pole and went into a fence, tearing off the right rear wheel in the process. The Ohio State Highway Patrol, Hocking County
In the Cross fire
in, Crazy Khalid, Biggy Osman, Fidel Aouad and Eddie's best weapons were handed out. They stole a car for the drive-by-shoot-bye-bye-to-the-Razzaks. Disaster struck. When you steal a car it has no warranty. The steering wheel locked and there were no
Cut cleaning costs
easier than ever to search real estate listings in the Midlands! Need new wheels? Search for a specific car or truck through WIS Wheels. Groundbreaking Connecting women to a better life in the Midlands. Your best online resource for local business.
Wirtz: Reflections on a Kucinich vote
Obama has been pressing recalcitrant Democrats to put their differences aside to pass anything that has the "health insurance reform" title attached to it, no matter what the content. That the bill takes money from Pell grants, increases the capital
Keselowski to ask for boundaries in NASCAR meeting
for Saturday, was called to discuss Edwards' intentional accident with Keselowski two weeks ago at Atlanta. Keselowski's car went airborne after the contact, and Edwards' was placed on probation for three races for actions some felt warranted a
Edwards defends character after Keselowski crash
Driver Carl Edwards looks out from pit road as crew members work on his car during practice for the NASCAR Food City 500 Sprint cup auto race at Bristol Motor Speedway in Bristol, Tenn., Friday, March 19, 2010. (AP Photo/Chuck Burton) Loading? Carl
Rich, Ramesh, Kevin, Steve, or Someone . . . Please Translate -- By: Andy McCarthy
It is expected to fund ObamaCare as employees take more of their compensation in wages rather than health insurance, thus exposing more income to ordinary taxes. The House demand to delay that tax until 2018 from 2013 in the Senate bill?to appease the
Abortion Politics and the Bill -- By: Ramesh Ponnuru
The debate over whether Obamacare involves government funding of abortion continues. I don't think this is actually a close question. Note that Ruth Marcus, one of the chief proponents of the view that it doesn't, had to claim--on the basis of no
Stuck on Swiftboats, Dems Prepare for a Tough November -- By: Kathryn Jean Lopez
right-wing special interests spending whatever they want on swift-boat style ads like this to try and kill health insurance reform. We are in the final stretch and opponents of reform will throw everything they have in to stopping us. Stand up to
On Not Complying -- By: Ramesh Ponnuru
Ponnuru] What does that mean, John? Are you going to refuse to buy insurance? Set up your own insurance company and sell non-compliant policies? Not pay your taxes? 03/19 11:49 AMShare
Look Both Ways -- By: Jay Nordlinger
concerning Churchill, including one about his mishap in New York: Crossing Fifth Avenue, he was hit by a car, and almost killed. He had been looking the wrong way, as we Americans often do in London. A reader writes, ?I remember reading that, if
Vital health centre on the way at last?
clerk Rob McGregor explained that the plans would also include a travelling show people's site, plenty of car parking and buses to the new health centre. But allotment tenant Sara Newman, of Poppy Field, says the council should look at alternative sites
A Response to E. J. Dionne: Vigilant, Not 'Tendentious' -- By: NRO Staff
a sea change in the way the national government deals with abortion. The federal government would be supporting insurance plans that provide for abortion for the first time, and states would have to opt out. This kind of provision is prohibited by the
Preserving history with new technology
probably his illegitimate daughter,' Ms Abela said. Other documents include details of the clauses imposed by a 17th-century insurance agency to cover cargo and a contract signed by a property owner from Vittoriosa who wanted to sell her slave for 40
Suspect's car fails during robbery
Wilcox didnescape_start39;t have a problem leading police on a high-speed motor vehicle chase Wednesday morning, but his car had other ideas. Wilcoxescape_start39;s car gave out on Route 146 in Uxbridge, Mass., after Patrolman William Merchant chased him
Re: DeFazio -- By: Kathryn Jean Lopez
principal reasons: it had a public option which would get people out from under the thumb of the insurance industry; it had national exchanges which would give people lower rates and better coverage; and, after decades of trying, we finally fixed the
Responding to The New England Journal of Medicine -- By: NRO Staff
in Massachusetts in 2006. The analysis purportedly shows that Massachusetts system of near-universal health care, with subsidies for insurance plans that covered abortion, did not dramatically increase abortion rates. The author then uses this example to
Bernanke: Keep Fed as watchdog of small US banks
S. economy. The Fed chief renewed his support for a process similar to the one the Federal Deposit Insurance Corp. uses to dismantle failing banks. 'The unavoidable challenge is to make sure that size, complexity and interconnectedness do not insulate
Obama close to health law success that eluded past
coverage to 30 million people _ powered by subsidies, employer obligations, a mandate for most Americans to carry insurance, new places to buy it and rules barring insurance companies from turning sick people away _ is four years out. In contrast, on
Zabaletas route to Europe
the stadium and then cheered on staff members taking part in a 60-metre sprint in the East Stand car park. | Submit Comments| PrintWhat's this? Email
When to hire a pro to do your taxes
rates may also have left Canadians with new tax issues to handle, such as how to claim employment insurance benefits or report pulling income from RRSPs. ?The minute you do something out of the ordinary, you should start researching so you can take