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Try to keep your car in a garage. When you're not using your car, there is no reason to leave it parked on the side of the street, open to theft and vandalism. If you live in an apartment building that offers parking garage space, utilize that space! If you live near a private garage service, inquire about purchasing a space for your car. The extra money you may spend in parking space rent will probably pale in comparison to the cost of repairs should your car be burglarized, vandalized, or stolen.

Lower the insurance company's risk. Using seatbelts, not smoking, and having alarm systems can mean cheap insurance. Ask your agent about any discounts that are available.

Drive responsibly. If your teenager sees you speeding, ignoring stop signs, and giving in to road rage, he or she will be most likely develop the same driving behaviors. These behaviors lead to traffic citations and traffic accidents, both of which will lead to higher insurance prices, as well as injuries and fatalities.

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Keeping all your eggs in the same basket may assist you lower your car insurance costs. Some insurers give deductions if the applicant already has one or more insurances from the same company. For example, if you already have homeowners insurance and another auto insurance plan from the company, chances are that you may have to pay less for insuring your new car. You can even ask them to give you a quote and compare it with that of other insurance companies.

Obtaining a lower rate for your car insurance starts when you still in school - you can often get a discount just by providing your most recent school report card. Most insurance companies consider students who have a grade 'B' average, to be lower risk drivers. If your school or college offer a driver's education course, take the class and let your insurance company know.

If you are buying a car for your teen as soon as, they turn 16, choose the type of car carefully. Your teen is more likely to drive safely in a sensible car fitted with safety features, rather than a fast sports car. Fast driving will be less of a temptation and the insurance premiums will be lower too. Try to avoid letting your teen drive a truck or SUV, which are more likely to be involved in rollover accidents.

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