Car Accident Settlement Checklist: Important Things to Do At Crash Site
To increase your car accident settlement there are several steps you can take at the crash site.
By following these actions, you can pay for your vehicle damages, personal injuries, medical bills and related fees.
If you want more money from the insurance companies, you have to limit how much blame you get for the auto accident. The lower blame you get, the more money you can get from your auto insurance claims. Reducing responsibility also saves you from having any lawful action being taken towards you.
So how do you keep from responsibility and get more money?
To get this done, you’ll need to collect evidence at the accident scene that demonstrates the car crash was the other vehicle owner’s fault. Even if you are in part at fault, it is important to point out that the majority of of the blame is on the other car owner.
Here is what you should do at the car accident scene:
This is simple and easy but really important.
You were just in a accident and your adrenaline is high. Being irritated and shouting at the other driver is really not going to repair your vehicle or cause you to appear less liable for the crash.
Don’t dispute with the other vehicle owner. The damage is done. Be aware of what needs to be done next.
Immediately after a accident you should call 911 and inform them you were involved in an crash. Make sure they know exactly where the accident happened and if you need an ambulance.
Get Other Vehicle Owner’s Information
To get paid for your damages, you will need to get the other car driver’s information.
Record the following information:
*Name and Driver’s License Number *Vehicle License Plate Number *Name of Insurance Company and Insurance Policy Number Confirm the insurance policy to make sure it isn’t terminated. If the name on the insurance policy does not match the vehicle driver’s, get the insurance policy holder’s name and contact information.
You’ll use this personal information to get in touch with the other car owner’s insurance company and begin a car accident claim.
Take Pictured and Write Notes
You can use your cell phone or digital camera to take lots of pictures of the car accident location. In addition, you should make quick notes about how the accident happened. As time goes on, your memory about the accident will change. You want to write down as much important information as possible in case you don’t recall a critical detail. Note down as many details as you can remember. For instance, at what time did the auto accident happen, where were you driving to, what was the speed of your vehicle etc.
You will use this level of detail to describe to the police and insurance companies how your auto accident happened.
Finding anyone who saw the car wreck happen can validate your story. Try to ask the people at the auto accident area if they watched who was to blame and where the other car driver was driving from. If they are ready to help you out, note down their names and contact information.
Speak with the Police
When the police appear, they will take you and other vehicle driver to one side to ask questions about the crash.
They will collect information about your insurance company, vehicle, traffic conditions and write statements from any witnesses at the scene
If your car is extremely damaged, then a tow truck will be called to move your car and be taken to a garage.
Always remember to take pictures of your accident when you move your vehicle.
After the police have talked to everyone they will file a car accident report. This report contains specifics about the accident that you will need for your auto accident claim. Make a note of the police officers badge number and ask when the auto accident report will be completed. Once the report is completed, you can go get a copy of the report to go over all the details.
Once everything is treated at the accident scene you should contact the insurance companies.
Call the Insurance Company
Call your insurance company first. Then if you feel the other vehicle owner was liable, call the other driver’s insurance company to start a claim against them.
After you have started your car accident claim, you can begin gathering and recording information that will help get you get compensated for any car damages and personal injuries.
Read how to get more money from your car insurance and your personal injuries