Take A Look At Our Payday Express Review In Order To See Why We Think They’re A Worthwhile Lender
This short payday express review is meant to summarize this individual payday loans lender. What makes them different from a number of people is that they are actually the lender while some of the companies that you may deal with are actually brokers and act as the go between with you and the lender. But with this company you are dealing with the people who actually make the final decision.
The first thing to mention is that due to dealing with the lender direct you save yourself some additional brokers fees which is always a good thing. You can also get a quicker response to your application since it does not have to go through two stages to see if you qualify.
With payday express you are limited to the amount of money you can loan at the one time however you can apply numerous times as long as your previous amount has been paid back without any problems. They have been around for a number of years and are very well established and have built up a good track record of lending to various types of people. It helps you to feel a bit more secure using a company with some kind of background in this industry.
One positive thing about them is their offer of a completely free same day transfer if you are a new customer. With a lot of companies this usually comes with an additional fee which eats into the money that you wish to receive in your loan. If you have used them before then you do get charged what appears to be the going market rate for this type of transaction.
Their charges are pretty much the same as you shall see elsewhere in this market but as with others do not get sidetracked by looking at the APR that is mentioned on the website. Instead pay close attention to the details of your loan as this shall tell you exactly how much you have to pay back and what the charges are.
You must keep in mind that the APR is the annual rate but a payday loan is just a short term thing designed to cover shortfalls in between paying bills and receiving your income from your employer. It is certainly not a long term loan and if you have a debt problem and think that this can get you out of a hole then you should not go for it. Payday express actually advise against using them if you are in this kind of situation.
To get a loan here you just need the average requirements for the majority of payday loan companies. You must be at least 18, have an income which is paid into a bank account, and have a debit card directly linked to that account. The debit card is used as the means to take the money on the due date so it is important that you have this.
The entire process is really quick and easy to do and can be completed in just a few minutes. They are also easy to talk to if you have any questions. It is impressive that you can have the funds within two hours which does help you to solve the problem that you have. But keep a note of the pay back date as they shall have no problem in putting it on your credit history that you have defaulted on this and it can make it difficult to get credit again.
Do You Have To Secure A Short-Term Loan But Have No Time For Ploughing Through Confusing Lender Websites With Not Much Clear Information And Would Like A Fast Way For Finding The Right Lender, Then You Must Read This Payday Express Review. This Was Put Together For Exactly This Purpose. Go There Now: Payday Express Review.